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Lanette

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Poor Old Ashley [Aug. 30th, 2007|03:24 pm]
Lanette
[Current Mood |sadsad]

Thank you for applying for a VPI Pet Insurance policy for your pet; however, due to underwriting guidelines we are not able to accept new enrollments for dogs and cats 10 years of age and older. We encourage you to continue making optimal healthcare decisions for your pet, and hope you will consider protecting other family pets with a VPI Pet Insurance policy.

Apparently she is too old to insure.
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Comments:
[User Picture]From: prairieflower
2007-08-30 10:57 pm (UTC)
You might be able to get her on a wellness plan at a Banfield animal hospital. They put our geriatric cat and dog on a plan. You have to see a Banfield vet, though.

I went ahead and did it because the vet at the one we go to was one of the vets I worked with when I did my internship.

The level and quality of care is good, the discount is nice, and with as sick as Peaches and Frankie were for a while, it's been worth it financially.
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[User Picture]From: starrynytes4me
2007-08-30 11:00 pm (UTC)
I am lucky that she is so healthy at 16 years old. I just am more worried about finances now that we have the house, so I'm trying to be smart. I mean, I've had her since she is a kitten and it is my responsibility to take care of her. I think I'm being overly paranoid because I'm her kitty Mother and I just want her to stay healthy.
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[User Picture]From: prairieflower
2007-08-30 11:13 pm (UTC)
at sixteen, I don't blame you for wanting to be overly cautious! I would, too.

You should post some Ashley pictures! I loooove old kitties.
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[User Picture]From: starrynytes4me
2007-08-30 11:14 pm (UTC)
She is very upset about having another cat in the house, and while she let me pet her this morning, mostly she keeps hiding in the office, hoping that young black kitty will be gone when she gets out.
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[User Picture]From: prairieflower
2007-08-31 12:54 am (UTC)
Aww, maybe after a little time, she'll come around.

We have one cat we keep separate from the others, just because she prefers it that way. And another cat who kind of pretends no one is here but her, and that wet food magically appears twice a day. Heh.

I hope Ashley warms up to, or at least tolerates, the other kitty soon. It took one of our cats a few months to get used to the others.
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[User Picture]From: starrynytes4me
2007-08-31 01:54 am (UTC)
We had them both in the same room with no hissing yesterday, so it was a major step in the right direction. She may never LIKE another cat being there, but she is starting to at least ignore him instead of hissing and attacking him when I'm on a phone conference for work like she did last week. It's good to know that a few months adjustment can be normal. Besides, she's a really old kitty, so we can't expect her to adjust instantly.
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[User Picture]From: prairieflower
2007-08-31 11:42 am (UTC)
Hey, if she can tolerate his existence at all, that's a start! :)

I hope it works out soon.
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[User Picture]From: dove
2007-08-30 11:49 pm (UTC)
:(
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[User Picture]From: starrynytes4me
2007-08-30 11:50 pm (UTC)
I found a company that will insure her! It's more expensive and I have to get her a physical and send in the info within 30 days to get it, but since she is healthy now, I think I'm going to go for it. I mean, now that I have the house, if she were to get really ill,...I don't even want to think about having to make a choice about my companion kitty for half of my LIFE and deciding house payment or vet bills. You know?
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[User Picture]From: dove
2007-08-31 06:18 pm (UTC)
I do know!

I hope Ashley is still enjoying life. That's what really matters when making a decision about her health care when an emergency occurs. She's feisty, that one. Like her mama.
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[User Picture]From: starrynytes4me
2007-08-31 06:24 pm (UTC)
She is still enjoying life, although at a slower senior pace than before. She's retired, but not from Reowing of course. :)
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[User Picture]From: dove
2007-08-31 08:36 pm (UTC)
Her Fran Drescher pipes are still up and running. Aren't you lucky. ;)
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[User Picture]From: kanderson321
2007-08-31 12:07 am (UTC)

From my understanding, it's not that great a deal after all

Suze Orman (if I've spelled that right), posted to her website that pet insurance is only a good deal if your pet has a major illness in the first year. Otherwise, it's not such a good deal.

My local vet offers a wellness plan; a set number of exams per year, and discounts on immunizations, etc.

Poor Ashley.
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[User Picture]From: starrynytes4me
2007-08-31 02:00 am (UTC)

Re: From my understanding, it's not that great a deal after all

I think that makes sense for a cat of average age, but for one of 16 years, the odds of her needing it goes way up. I'm looking for a vet in our area, and maybe I'll check to see what they offer in case they have a similar deal.
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[User Picture]From: kanderson321
2007-08-31 02:06 am (UTC)

Re: From my understanding, it's not that great a deal after all

The only problem with the wellness plan is that it doesn't cover emergency stuff (like the tumor Emma just had removed), but for the everyday stuff, you can save dramatically.
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[User Picture]From: starrynytes4me
2007-08-31 02:12 am (UTC)

Re: From my understanding, it's not that great a deal after all

I'm going to do some research. I want a vet who will take good care of my cat, but not expect to do a bunch of unreasonable tests when my cat is feeling good just because she is there. I know my cat (for her whole life), and if she is sick, I think I can tell. I've had vets rip me off before, so I hope I can get someone with a good reputation but who isn't trying to provide the Rolls Royce of all vet care. I don't want someone stingy either, but you know what I mean? It's hard to find someone in the middle.
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[User Picture]From: kanderson321
2007-08-31 02:28 am (UTC)

Re: From my understanding, it's not that great a deal after all

Yeah, it's sort of like dentists, in that respect. I've had ones that wanted to rearrange my mouth for $14K after what the insurance would cover. I've also had some (like the ones I go to now) who won't do a (&%$(* thing unless you insist.

I used to know some good vets in Kirkland/Redmond, but I don't think that'll help you.

If you have a subscription, you can check out Angie's List (www.angieslist.com). I find it's useful for everything from vets to home improvement contractors.
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[User Picture]From: stephanieanne
2007-08-31 12:36 am (UTC)

Aw :(

I love her crotchety old meow!!

I've been thinking about getting insurance for Frankie since I am at a not-so-stable point financially-- at least until I graduate-- and he has many long kitty years ahead of him. If anything catastrophic (ah! an unintentional pun!) happened, I wouldn't be able to pay, and that would break my heart. It's so corny and as cheesy as it gets, but he is my baby and I don't know how I lived without him.
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[User Picture]From: starrynytes4me
2007-08-31 01:56 am (UTC)

Re: Aw :(

I totally understand and luckily I have a lead now to get her insured. I never worried about it before, but now that we have the house, I NEVER want to be in the position of having to choose between getting my cat the right care and paying for our house. It's not like I have a big stash of backup money right now and a vet bill of a few thousand dollars would wipe me out, so it's scary. I mean, I know a house is an investment, but I'm thinking more long term now. I love her old furry self too!

Frankie is a young cat, so it shouldn't be too much especially if he's an indoor cat.
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